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Patient care · Self-pay

Why we don’t take insurance.

Your care should be built around you—not an insurance rulebook. Our self-pay model gives us the freedom to spend more time listening, choose the right next step, and keep pricing transparent.

Why we chose a different model

Fewer insurance constraints. More room for thoughtful care.

Traditional insurance-based care can reward short visits, diagnosis codes, and covered interventions. That structure may work for acute needs, but it often leaves too little room for prevention, root-cause investigation, and ongoing partnership.

More time for your whole story

We can look at symptoms, history, nutrition, lifestyle, and goals together instead of forcing the visit into a narrow billing code.

Care based on what you need

Recommendations can be shaped by clinical judgment and your priorities—not only by what an insurance plan decides to cover.

Clearer, more direct pricing

You know what you are paying for before care begins, without waiting for a claim to determine the final cost.

HSA and FSA accepted

Eligible services may be paid for with HSA or FSA funds. Coverage rules vary, so confirm eligibility with your plan administrator.

A deliberate choice

We work for the patient in front of us.

We respect clinicians working inside the insurance system. Our concern is the structure itself: it can limit visit length, testing options, and the kinds of support that qualify for reimbursement.

Being self-pay lets Nuvitru make care decisions with you, explain costs clearly, and focus on the work most likely to move your health forward.

Have questions?

Let’s talk through the right place to start.

An intro call is a simple way to understand our care model, pricing, and next steps before committing.

Book an intro call